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Cowgirl Hotlist

Without question, velvet is the most important fashion trend for Fall/Winter 2016. A statement topper—like this cover-up from Roja—works with jeans and boots now, then decorates your holiday dress come December.

1) NECKLACE $1,200, Joel Parajito; garlandsjewelry.com.

2)  COVER-UP Roja, price upon request, rojacollection.biz.

3) TURTLENECK $35, J. Crew; jcrew.com.

4) JEANS $59, Wrangler Rock 47, wrangler.com.

5) BOOTS $190, Ferrini; ferriniusa.com.

6) RING $260, Joel Parajito; garlandsjewelry.com.

7) EARRINGS $260, Joel Parajito; garlandsjewelry.com.